Welcome to ProviderPeek (the “Website”), owned and operated by Cody B. Harper, located at 4853 Del Dew Drive, Annapolis Junction, MD 20701. By accessing or using our Website at providerpeek.com, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, please do not use the Website.
1. General Information
ProviderPeek provides informational content related to financial topics, including but not limited to budgeting, investing, and financial planning. The content on this Website is for informational purposes only and does not constitute professional financial advice. Always consult with a qualified financial advisor before making any financial decisions.
2. Acceptance of Terms
By accessing or using the Website, you confirm that you are at least 18 years of age and have the legal capacity to enter into this agreement. These Terms apply to all users, including visitors, subscribers, and contributors.
3. Changes to Terms
We reserve the right to modify these Terms at any time. Any changes will be effective upon posting to the Website. Your continued use of the Website after changes are posted constitutes your acceptance of the updated Terms.
4. Use of the Website
You agree to use the Website only for lawful purposes and in a manner consistent with these Terms. You may not:
- Use the Website in any way that violates applicable federal, state, or local laws or regulations.
- Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Website.
- Attempt to gain unauthorized access to any portion of the Website or its systems.
- Use the Website to transmit any harmful or malicious code, such as viruses.
5. Intellectual Property
All content on the Website, including text, images, logos, and other materials, is owned by Cody B. Harper or licensed to us and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content without our prior written consent, except for personal, non-commercial use.
6. Financial Disclaimer
The content on ProviderPeek is provided for general informational purposes only and should not be considered financial, investment, or legal advice. We are not registered financial advisors, and you should not rely on the information provided on the Website to make financial decisions. Always seek the advice of a qualified professional before making any financial or investment decisions.
7. User Contributions
If you submit comments, feedback, or other content to the Website (e.g., through blog comments or contact forms), you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and publish such content in connection with the operation of the Website. You represent that any content you submit is accurate, lawful, and does not infringe on the rights of others.
8. Privacy Policy
Your use of the Website is also governed by our Privacy Policy, which can be found at [insert link to Privacy Policy]. Please review the Privacy Policy to understand how we collect, use, and protect your personal information.
9. Third-Party Links
The Website may contain links to third-party websites or services that are not owned or controlled by ProviderPeek. We are not responsible for the content, policies, or practices of any third-party websites. You access third-party websites at your own risk.
10. Disclaimer of Warranties
The Website and its content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
11. Limitation of Liability
To the fullest extent permitted by law, Cody B. Harper, ProviderPeek, and its affiliates, officers, or agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Website or reliance on its content. This includes, but is not limited to, any financial losses or damages resulting from decisions made based on the Website’s content.
12. Indemnification
You agree to indemnify, defend, and hold harmless Cody B. Harper, ProviderPeek, and its affiliates, officers, or agents from any claims, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising out of your use of the Website, violation of these Terms, or infringement of any third-party rights.
13. Termination
We reserve the right to suspend or terminate your access to the Website at our sole discretion, without notice, for any reason, including if we believe you have violated these Terms.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law principles. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Maryland.
15. Contact Information
If you have any questions or concerns about these Terms, please contact us at:
Cody B. Harper
4853 Del Dew Drive
Annapolis Junction, MD 20701
Email: [email protected] (mailto:[email protected])
16. Entire Agreement
These Terms, together with the Privacy Policy, constitute the entire agreement between you and ProviderPeek regarding your use of the Website and supersede any prior agreements or understandings.